Thursday, 1 October 2015

Rinnai Gas Dryer

I have been using Rinnai Gas Dryer RD-600 CG from City Gas to dry my clothes for almost 8 years and have only done one time of repair. It is a durable machine and can dry clothes say 5 to 6 kg of washed clothes. The time taken to dry one load is about 30 minutes. Normally, for an electric dryer, the time taken will be double of the gas dryer.

When you start the cycle, the gas will be ignited to provide the hot air to dry your clothes. You may want to provide some ducting to channel the hot air out of the house. It is recommended to install this near a window for ventilation. This Rinnai Gas Dryer can be installed above your washer via mounting brackets to the wall. I don't think it can be stacked onto the washer directly as it is 5cm wider.

I have anticipated to install this Rinnai Gas Dryer in my new condominium unit but now after collecting the keys to my unit, I realised that the width of the washing area is only 64cm. Even if it is 65cm, I don't think I will be able to fit the Rinnai Gas Dryer into the space because there should be some clearances between the wall to the sides of the dryer. I was very disappointed with the design as the developer has not considered that people may want to install gas dryer which is around 65cm in width. I was hoping that the washing area width will be around 70cm which is good to fit in the gas dryer. I was considering the possibility of knocking down the wall to make way for the gas dryer but the DB, OpenNet Fibre Optic cable and telecom points are located behind the wall. It will be a major renovation work if I need to hack the wall.

There are only two options available. One is to get an electric dryer instead and stack it above the washer. The other option is pray that Rinnai can manufacture a gas dryer which is around 60cm in width (which is closer to the standard washer/dryer dimension). The later option does not seem to happen in the next couple of months or even years. Well, I will need to switch to an electric dryer for my washed clothes. This will definitely increase my electricity bills.

Saturday, 26 September 2015

E-booking for handover slots for The Nautical

Welcome to the eAppointment booking for the key collection! The payments have been made and received by MCC Land Hao Yuan Development Pte Ltd. We can now proceed to book an appointment for key collection.

E-booking for handover slots for The Nautical
E-booking for handover slots for The Nautical

We have paid the maintenance fees (6 months) plus the survey fee on 14 Sep 2015. However, the 25% of the purchase price will only be released on 21 Sep by the bank.

Today on 26 Sep 2015, even though it is a Saturday, I'm able to login to book an appointment. It was a surprise because I have login in the morning and afternoon but did not get through to the booking page. I tried to login at about 10pm and was directed to the booking page.

E-booking for handover slots for The Nautical
E-booking for handover slots for the Nautical

Weekdays bookings have 4 timeslots, 9am, 11am, 2pm and 4pm. Each timeslot, there are 4 slots available.

Saturday booking has 6 timeslots, 9am, 10am, 11am, 2pm, 3pm & 4pm. Each timeslot, there are 5 slots available. 

Thursday, 10 September 2015

Received letter from lawyer on Nautical TOP

Finally, on cooling day, I received a letter from my lawyer in my email regarding the Nautical TOP. I will need to pay 25% of the purchase price, 6 months of maintenance fee and contribution towards the survey fee. After the clearance of the payments, I will be able to go online to book an appointment to collect the keys to my unit.


The Nautical Condo

The Nautical Condo had been issued the TOP on 31 July 2015. The developer MCC Land wanted to issue out all the letters by end of September 2015. Block 99 and 97 were the first to complete and then followed by Block 95 and 93. Currently Block 93 is still doing minor construction and touching up. By end September, there will be more owners collecting their keys and more human traffics at the Nautical Condo.

So far, only one family has moved in and staying there since August. They mentioned they had only three minor defects and had quickly renovated and moved in. Wow.


I was lucky to be invited by the family and had a quick tour of the Nautical Condo. The basement carpark is spacious now and there are only 2 cars parking at Block 99 basement. The lifts are of a standard size and looks ok. There are acrylic sheets protecting the walls of the lifts when the owners are doing their renovations.

Thursday, 3 September 2015

The Nautical Condo - TOP and Preview

Finally, after 2 years, the Nautical Condominium at Jalan Sendudok has been completed and received its TOP status. Block 99 and 97 have began issuing of keys. However, now is the Hungry Ghost Festival Month and few unit owners will collect their keys in this month. I think majority of the owners will book the keys collection on 14 Sep 2015 onwards. From 14 Sep 2015, there will be more human traffic at the development.
 
I must say that the development looks interesting. The outdoor chairs and tables are quite classy and attractive. I forgot to take picture of the chairs and table. The keys collection is located at Block 97e Sky Dining.
 
The free-form pool is very nice and the resting area at the end of the pool is spacious and you can enjoy the breeze there.
 
Swimming pool
Add caption
Keys collection
Keys collection
 
Swimming pool
Swimming pool
 
Playground
Playground
Playground
Playground
Free-Form Pool
Free-From Pool
Swimming pool resting area
Swimming pool resting area
 
view from the balcony
View from the balcony
Ground floor unit
Ground floor unit

 
Tennis court at roof top
Tennis court at roof top
 
Resting area on the roof top
Resting area on the roof top

Preview of the interior
Preview of the interior

Basement Carpark
Basement Carpark

Monday, 31 August 2015

Earn money with your credit cards

Credit cards can help you earn money every day if you know how to use them properly.

Have you wondered why many people use credit cards for their purchases? They have the cash with them but yet people choose to use credit cards to pay for all purchases. This is because most credit cards have rebates or cash-back when you use them.

There are discounts when you use certain bank's credit cards at restaurants or promotional items.

Personally, I use only two credit cards for my purchases. I use another credit card for all online purchases and also Pay-pal. This is to minimise any fraud transactions for online purchases.

I use one credit card to get dividend cash-back of about SGD50 to SGD100 per quarter. Average monthly spending is about SGD700. I charge my petrol bills, phone bills, meals, etc all to this credit cards. I enjoy discounts at petrol stations as well as meals at restaurants.

Check out this website that ranks the best Petrol Credit Cards for 2015. Citibank Dividend card is the best in this category. I have been using this card since it was introduced. Image the amount that I have already saved and earned.
  • 18.3% discount at Esso Stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount + 5% Citi DIVIDEND Cash rebate on nett purchase
  • 18.1% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount) + 5% Citi DIVIDEND Cash rebate (applies after Shell discount)

Below is a screenshot of my dividends redeemed this month. It is SGD53.58. Just image that you pay via cash, you will not have discounts and dividend cashback. It is a good way to save and earn money. The banks are giving you money and you just need to be disciplined.


Dividend cashback
Dividend cashback
Another thing about the annual fee for credit cards, so far only UOB does not allow fee waiver. Most banks will waive the annual fee if you request them. Remember to request for annual fee waiver and you will save a lot on this. Just pick up the phone and dial the bank's number. Punch in a few keys and you will save at least SGD100. Don't be lazy. I can help you do it if you pay me the annual fee.. Just kidding.

Banks earn money by:
  • Late Fees and Finance charges
  • Interest rate charge on revolving balance (which is not paid before due date)
  • Fees for cash withdrawal
  • Annual membership fees (this is ridiculously high)
So, let's try not to give away our hard-earn money.

Some people are sceptical about credit cards, one person is my brother. He is afraid of using it because he had been burned by the bills. He had overspent his limits and was unable to pay. In the end, he had to cut all his credit cards and vowed not to use them again. So, credit cards can help you save and earn money but you must know the right way.

Friday, 31 July 2015

The Nautical Condo TOP

I'm pleased to announce the TOP of the Nautical Condo today. Congratulations to all the owners. Huat ah!!!


Wednesday, 27 May 2015

The Nautical Condo Signage is ready

The Nautical Condo Signage is ready. I went by last week and the signage at the main gate and another one at the back gate near Sembawang Shopping Centre (SSC) have been erected. I think TOP is getting nearer.

The Nautical

The Nautical Side Gate